Living Benefit Solutions
Transform life insurance with living benefits through digital claims automation built for chronic illness, disability, and accelerated death benefits.
Empowering Carriers with Modern Living Benefit Solutions
At Benekiva, we believe life insurance should work while you’re living. That’s why our Living Benefit Solution empowers carriers to deliver life insurance with living benefits through fully digital, automated, and AI-enhanced experiences. Whether your focus is disability, critical illness, chronic illness, or accelerated death benefits, Benekiva makes it seamless to process, manage, and deliver outcomes—faster.
Simplify Claims. Amplify Service.
Built for Living Benefits, Powered by Automation
- Digital Living Benefits Claims: Deliver frictionless policyholder experiences with digital living benefits claims. No paperwork. No bottlenecks. Just intelligent, intuitive workflows.
- Automated Disability Claims Processing: Say goodbye to legacy inefficiencies. Our platform enables automated disability claims processing that ensures speed, accuracy, and regulatory confidence.
- Life Insurance with Living Benefits Online: Modern consumers expect access. Carriers need flexibility. Benekiva supports life insurance products with living benefits online, built for real-time engagement and faster outcomes.
- AI in Life Insurance Claims: Benekiva leverages AI in life insurance claims to reduce manual review, detect anomalies, and drive data-backed decisions—without sacrificing the human touch.
- Living Benefits Claims Automation: Achieve operational excellence with living benefits claims automation that adapts to your business rules, integrates seamlessly with core systems, and evolves with your strategy.

Purpose-Built for High-Impact Claims
Our Living Benefit Solution is designed to support and streamline key claim types:
- Disability Claims Automation Software: Automate intake, document gathering, decision logic, and payment routing with our disability claims automation software that’s both agile and scalable.
- Critical Illness Claims Platform: Support policyholders in their most vulnerable moments. Benekiva’s critical illness claims platform reduces turnaround time and increases payout transparency.
- Cloud-Based Living Benefits Platform: With our cloud-based living benefits platform, you get unmatched security, speed, and scalability—designed to meet the needs of modern carriers and evolving customers.
- Smart Claims Processing for Living Benefits: Use intelligent automation to power smart claims processing for living benefits, from accelerated death benefits to chronic illness payouts.
- Life Insurance Automation with Living Benefits: Benekiva transforms legacy operations with life insurance automation with living benefits, enabling fast, compliant, and compassionate claims resolutions.
Why Benekiva?
- One platform for every type of claim—from life to disability to critical illness.
- Cloud-native, API-first architecture for seamless integration.
- Regulatory alignment with HIPAA, SOC 2, and industry standards.
- Customer-first experience with self-service, no-code configuration, and real-time updates.


Make Claims a Moment of Compassion—Not Complexity
With Benekiva, carriers can move beyond outdated processes to deliver real value at the moment it matters most. Our Living Benefit Solution equips your team with the tools to digitize, automate, and elevate every step of the claims experience.
Ready to Modernize Living Benefits Claims?
Let’s talk. See how Benekiva can help you lead with innovation and serve with empathy. Schedule a demo today or connect with our experts.
